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Personalised Bank
Bank that allows you to design your own credit card and provides an API for internet banking. | |
So maybe this is two ideas in one, but:
Imagine that your bank allowed you to redesign your credit card with any pictures you wanted (keeping the numbers and logos I guess). If we can have business cards, why not personalised smart cards?
Secondly, it might be nice to be alerted every time your
credit card is charged, or your account balance dips below a threshold you set. Maybe an API isn't enough for this - maybe you need hooks or triggers available that can email you (or IM you, or send an SMS, or whatever) if a given condition is met (where this condition is checked for every transaction). Even just a weekly email report (instead of, or as well as, a monthly snail mail report) could be handy. Banks could provide standard mods, or customers could upload their own to a common forum ...
(First idea, please be gentle.)
Halfbakery: Your choice of photo... (2003)
Your_20choice_20of_...our_20credit_20card
... on your credit card. [jutta, May 23 2006]
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an API for your bank ? that's a far out idea with loads of security implications ! (+) Nice work, and welcome. |
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The photo-card has been done (both in reality and on the halfbakery), but I'd totally sign up for the API. |
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Sorry about that - looked under "Banking" but not "Credit Card" :/ |
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neilp - there's a few minor details to resolve :) The hope is that the net effect would be increase security ... |
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