h a l f b a k e r yFutility is persistent.
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Google and some other companies do this
But it should or could be a standard protocol that sends a message to you to verify you want to do something.
When you make a payment. You are asked to approve the details.
When you change address
Change account details
Change an amount
Change phone
number
Change email
We cross reference the details to see if they match and then approve.
It would show details such as map location, address, even a selfie.
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Do you want to post this idea to the halfbakery?
[ ] Yes
[ ] No |
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ALERT
You selected "Yes" to post this idea to the Halfbakery.
Do you want to change your mind?
[ ] Yes
[ ] No |
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You selected "No" when asked about changing your mind regarding the posting of something to the Halfbakery. Are you sure you meant to choose "No", or did you mean "Yes"?
[ ] Yes
[ ] No |
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All my banks, email providers, relationships with my utility companies, government and companies should use this system. |
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Then I can approve actions to my accounts. |
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As it stands in 2023, every company and government service has to build this functionality, again and again. |
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If we designed the applications interface and technical data protocol, we would have standard audit log and request list across all our accounts. |
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How is this better and more secure than the double-authentication done with your cel? I live in the hinterlands and the only drawback to getting a number is the time it sometimes takes. I’m not sure how this works. Does it work? Needs a new app? |
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[ ] Approve triple authentication. |
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[ ] Approve quadruple authentication. |
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[ ] Do not authenticate and just buy the damn thing right now. |
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