h a l f b a k e r ySugar and spice and unfettered insensibility.
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You should be able to register a physical proxy address with the postal service.
It could be like assigning "john doe, 1234 over-here street, city, state, 99999" registered to "PSx1234567"
Then for delivery requests you could simply enter "PSx1234567"
Then the postal service could have an API(application
programming interface) so that third parties could automatically look it up, or call for that address.
That way when you move, you could just change your address once, and all services will continue to function correctly, or conversely break when appopriate, eg utility services. Or you could even register multiple delivery addresses and the primary address could be programmed to change for different times of day\week\year. For example: a Work address for AM and home address for PM, or a friends house for a being out of town a week, or a address in a different city for snow birds (old folks who escape winter).
Also you could assign different classes of mail to different addresses.
Like
envelopes and 0-2 lbs to "po box address", 2-100 lbs to "office address", > 100 lbs to "warehouse address", location queries to "your physical address"
Also with the API, it could consolidate all tracking from all USPS and third party mail.
The USPS could charge something like 1c per query or reasonable like that for the service.
My Own Postal Code
[xaviergisz, Sep 14 2012]
PostalID
[xaviergisz, Sep 14 2012]
[link]
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It's a brilliant idea. Unfortunately power hungry
politicians and corporations will never give up the
ability to track your physical address. |
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I guess I could see how it could be used in fraud. It could be mitigated by tying it to your SSN or UBI. |
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But at the same time that is my main reservation that it could also be abused by the tyrants, but it is already usually perjury to use a false address on legal documents. |
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It could have a separate physical address, and delivery address. license services could just query for the physical address. |
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[+] for the thought; it makes too much sense to have the national postal service as a central repository for registered mailing addresses. |
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The legal system is concerned with physical residency, not mailing address (except of course when they want to mail something). |
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So good idea, though it'd be just as useful to collection agencies and snailspammers. |
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I would tend to think of it as internal to the national mail service though, rather than available to independent delivery services. |
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It wouldn't have to be mandatory, for those who would like to use the service. Maybe it could have a customizable white/black list filter. |
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I have little sympathy for people who don't pay their debts they are usually criminals or idiots. If you can't pay because you lost your job, you are an idiot for miscalculated risk/means, not having a second income and not having savings. If you get disabled, I believe there are programs in place to mitigate/pay your bills. |
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If you have robin hood fantasies, and think lenders deserve to be robbed from. You shouldn't be using their services in the first place. You are not born into their fiefdom. |
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People who don't pay their bills should at a minimum be harassed. But I think dishonest/foolish people are the bane of society and should be treated like horse thieves in the old west. |
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//treated like horse thieves// voted into public office ? |
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//rant//
I'm guessing you've never been on the arse end of a collection agency which client was fraudulent in the debt claim, or was engaged in a similar-name fishing expedition or which the actual debtor gave false information or information was transcribed incorrectly. |
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I'm guessing that neither has [nustada] ever been seriously
injured and had to apply for the // programs ... to
mitigate/pay your bills. // Even if your application is
accepted on the first try (which it won't be), it will be
weeks or months until the first check arrives. |
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I was once out of work for three months with a knee injury.
I filed for short-term disability on the very day I became
eligible, was promptly denied, filed again and was
accepted. I didn't receive a dime until I'd been back at
work for six weeks, by which time I was drowning in
medical bills and mortgage payments, all past due. After I
received what should have been the last check, I called to
cancel my benefits and was accused of commiting Social
Security fraud because I was working full-time while
collecting disability compensation. As far as I can tell, my
story is hardly atypical. |
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Some people who have collections agencies after them are
indeed irresponsible shitheads. Many, however, are not,
and we'll graciously accept the apology of any self-
righteous (expletive deleted)s who insist otherwise. |
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Not personally, but a bank tried to take my mothers house even though it was paid for years ago. |
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She didn't fix the problem by avoiding creditors, instead she sued them and had them criminally charged. |
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As long as you keep records you should have nothing to fear from such scenarios. The burden of proof would still be on the collector that you incurred such debt. If there is not sufficient proof, they have no claim, and should be criminally liable for harassment and fraud. |
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Why didn't you have a secondary source of income, and a savings account to tied you over? Almost everyone can tutor, mow lawns, etc until your emergency reserves are sufficient. |
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Government incompetency and inefficiency is another can of worms. I would trade in "social security" for liberty and natural selection any day. |
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Not to say you are not being truthful, but my experience is different. My father went into disability and was on it a year before he passed. He had none of the complication you mentioned. On the other hand his disability wasn't unforeseen. |
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//nothing to fear//... ah yes, the mating call of ... something slimy. Harassment is okay because there's legal recourse available to those who can afford it and have nothing better to do with their time. Beating somebody up is fine because "time heals all wounds". Auto theft is just peachy because insurance eventually covers it. |
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// Why didn't you have a secondary source of income, and
a savings account to tied you over? // |
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Because I'm a blue-collar hillbilly and at the time my wife
and I were living hand-to-mouth. She was working full-
time _and_ going to college to earn her bachelor's in
biochemistry (her second degree; she also has an
associate's in computer networking and is a licensed
veterinary technician, now working on an associate's in
business admin. She is the Energizer Bunny of undergrad
education). My secondary source of income, then and now,
is freelance welding and metal fabrication, which requires
two functional knees. |
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Broaden your perspective. Not everyone in the world, not
even everyone on this forum, has sufficient income and
savings to live without a paycheck for several months. |
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Irresponsibility is not the only reason why people become
delinquent in their debt. I am not dishonest, foolish, or a
criminal; I _am_ an idiot, and damned proud to be one, but
my wife handles the household finances, so my idiocy has
no bearing on money matters. Nevertheless, I've been in
debt (though not as deeply as some) and have been
hounded by collections jackals many times. How did this
happen? In my case, bad timing for the most part. I also do
not have a credit rating, which makes it very difficult to
clear a debt in my name (or do anything else, for that
matter). In the past, we've actually had to transfer debt
from my medical expenses to my wife's name just to
convince the collections agency that the person paying it
off actually exists. Although I have no idea how true it is, I
have been told more than once that I'd be better off with
piss-poor credit than none at all. |
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I hope that helps explain how an honest, forthright, and
hardworking person could find themselves mired in debt. If
it doesn't, let me know, because I have a whole quiver full
of very strong language that can spell it out in hilariously
vindictive detail. Also, please do not take my acid tongue
for animosity. I'm
an asshole to everyone. |
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// Almost everyone can tutor, mow lawns, etc until
your emergency reserves are sufficient.// |
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Several times I've worked very hard doing everything
possible and still failing to make ends meet. And
some of those times were after working through
extensive emergency funds. |
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