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felony insurance

 Insure individuals against their own felonies
  (+2, -12)(+2, -12)
(+2, -12) 		  [vote for,
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Insurance companies could make a bundle insuring people against their own felonies. Analogous to liability insurance, felony insurance could pay dollar damages and legal fees to victims. Also, the insured could spend a few days a month in the pokey, to be credited to any future jail term.
—metaed, Mar 09 2002

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       I think this would make the insurance company an accomplice in the crime.... maybe the insurer and the insured could hang out in prison together.
—Jeremi, Mar 09 2002
   

       // Insurance companies are hardly likely to reimburse you for something that you have control over.//   

       True, though in some cases the standards of felony crime have been relaxed to the point that some felonies don't even require any deliberate or knowing action on the part of the defendant.   

       Fortunately, as yet, many of these crimes-by-legislature have not yet been widely enforced, but it's truly shocking to realize how many ways one could be branded a felony if someone was out to get one.
—supercat, Mar 09 2002
   

       Insurance Companies would never do this - read the ƒine print. They already have measures against such to protect themselves from enormous losses which would in all likelihood actually occur.

ħ
—thumbwax, Mar 09 2002
   

       How much would it cost per month to be insured against, say, arson?
—k_sra, Aug 06 2004
   

       Alternately, banks could use this as a new investment pitch: Start saving now for your own bail. Long or short term investment plans available, depending on individual circumstances.
—Etymon, Aug 06 2004
   

       The reverse might be interesting. If you insure yourself against someone commiting a crime upon you, this would both cheer you up (yeah your wife tried to kill you, but here's $100k), and provide a business incentive to have a safer world.
—Worldgineer, Aug 06 2004
   

       This general idea has been explored here before, especially the part about pre-paid crime, doing the prison term before the crime.
—bristolz, Aug 06 2004
   

       This idea was posted 2002. Maybe it is the "before."
—k_sra, Aug 09 2004
   

       No. Earlier.
—bristolz, Aug 09 2004
   

       I had a friend get out of jury duty by explaining that he would have to ditch, and suffer the prison time, but he'd rather take the jail time before the date of the duty.
—ye_river_xiv, Feb 15 2010
   


 

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