h a l f b a k e r yTrying to contain nuts.
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Give card readers to the homeless is a proposed scheme
whereby homeless street people would be given special
card readers that can only ever deduct a pre-determined
amount from those who tap their payment cards on them.
As most people no longer carry any cash, those dependant
on casual street
donations from passers by are finding life
tougher these days.
The second part of the idea is with the owners of the
cards, who elect in advance via their app, the amount they
wish to give in simple increments of £1. Daily limits may
also be pre-set.
The result of these two components means that only cards
with the necessary predetermined authorisation by their
owners can make a donation, and only homeless card
readers can receive those amounts. This places total
control with the card owners, who cannot now be
scammed into accidentally donating a large amount.
Homeless people with no bank account could receive cash
from their readers in any outlet with a cash machine.
"Hey buddy, can you spare a tap?"
tap and go
https://www.revolut.com/en-IE
brilliant [xenzag, Oct 25 2019]
Ah, you mean "pay by bonk".
https://www.theregi...anking_survey_visa/
[Loris, Oct 25 2019]
[link]
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I think the move to a cashless society is a Huge mistake, and squashing the pan handlers is just the first symptom of a disease that will see people's lives destroyed in the blink of a glitch. |
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I think the move to a cashless society is a Huge mistake, and squashing the pan handlers is just the first symptom of a disease that will see people's lives destroyed in the blink of a tyrant. |
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Cashless transactions are fine for day-to-day use, but the
"manual" back-up MUST remain. (On a similar note, the "Tap-
n-Go" card function is ridiculous and needs to die.) |
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//"Tap- n-Go" card function is ridiculous and needs to die//
Out of interest, why? Are you in the US or the UK (or, indeed,
neither)? |
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I would say in the US, where banking is quite
primitive and they still use loads of cash. |
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If instead of money the donor gave a large sheet of heavy, waterproofed canvas suitable for use on ships or trucks, this could be "Buddy, can you spare a tarp ... ?" |
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I was thinking of down-and-out plumbers |
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...or a particular shade of dark greyish-brown:
“Hey Buddy, can you spare a taupe” |
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If the mendicant craves a roast pigeon from Germany, it would be "Buddy, can you spare a Taube ?" |
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I'm in New Zealand, a country that was a very early
adopter of EFT-POS and related cash-less-ness.
Requiring a mechanical process (swipe or insert) and an
entered PIN is far more secure than "Tap-n-Go". A friend
recently lost her Tap-n-Go bank card; BOOM $400 gone to
the person who found it and went on a shopping spree.
Also, it opens the card up to being "scanned" and copied
remotely (not that it is common... yet). My philosophy is
only use a wireless data system if you MUST. Saving 2
seconds while purchasing but creating a very insecure
system to do it is just dumb. |
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That sounds like a primitive system. I use a card
that I load a few quid on as I need it via an app on
my iPhone. If I lose the card, I can cancel it
instantly or take the loss of maybe £20. This is far
better than carrying cash, because then you drop
that, it's gone forever. My card also shows all
transactions on my phone instantly. I see no reason
to deny access to this technology to those who
depend on cash donations that are no longer going
to happen as we progress to a totally cashless
society. Tap cards are the present and the future.
Try getting a bus or tube in London without one.
They don't take cash. This is the case in several
countries now. The colonies will always lag behind,
but as their citizens visit other places they will
learn new ways. |
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//Try getting a bus or tube in London// |
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Actually, don't. You need to look after your quality of life. |
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//A friend recently lost her Tap-n-Go bank card; BOOM $400
gone// Hmm. Fair point. At least the bank should be liable
for the losses. |
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Maybe, as a compromise, tap-and-go POS machines could
require fingerprint confirmation - not quite as quick as just
T&G, but would offer reasonable security. |
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I've got an idea that this is baked. Was it for Big Issue sellers? |
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Show and tell. Without some method, such as I
have proposed, those who depend on small
donations of cash will end up getting nothing. Tap
card such as Revolut are totally brilliant in many
ways. They may be unheard of in countries with
less developed banking systems, but they will
replace all cash because they are more versatile,
more convenient and more secure. None of my
friends use or carry cash now. It's simply not
needed. |
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I love the kindness expressed by this idea. My work is
helping the homeless and as winter approaches here we are
talking life and death. I think this could save a life if when
the temp dips to the below zero marks here, the donor
could maybe tap enough for the homeless person to get a
warm hotel room for the night. |
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Just think, [xenzag], you may have thought of an idea that
could really make a change for the betterment of
humanity. |
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I'd give you a whole chunk of buns if I could. Some for
intent, and some for an idea that works to make the world
a better place for those not in the million-dollar club. |
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Thank you - kind an generous as always. |
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// None of my friends use or carry cash now // |
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That assertion strains credulity to the limit. |
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We're modern shiny people. |
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No, not the cashless thing - the outrageous claim that you've got any friends. |
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Their combined brightness would blind you in an
instant. |
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Yes, but have you told them they're your friends? |
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They orbit like an asteroid belt. It's hard to keep
up. |
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Cold, hard, gritty and unattractive then ... |
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No. They’re happy shiny and modern. Just like me.
They’re hip too. We're all groovy hipsters. If I
showed you pics, you'd only swoon at how cool we
are, then look at yourself and your tweedie friends
and scrape your head up an down a rough wall in
frustration. |
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"scrape your head up an down a rough wall in frustration." |
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There will come a time in my future when I will use this
effectively. And I savor the day. Ha. |
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So the wall is a rough calming texture, or not? |
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On the other hand, floors are horizontal walls and they can have rubber mats. |
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