h a l f b a k e r yWe have a low common denominator: 2
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Splurge Protector
Credit card with two limits -- higher limit requires two signatures | |
There should be a credit card for couples where there is one limit for a single signature -- say $100 -- and a higher limit for both signatures ($5000 or whatever). That way, it could be used by either for normal purchases (groceries and the like), but if one of the spouses goes wild and wants a new
computer system or hand-sewn designer dress or whatever he or she would need to convince the other spouse before the item could be purchased.
It would also reduce the problem with credit card fraud, because a thief would need an accomplice to charge big ticket items.
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Nice. Some banks do this for savings/checking accounts. |
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Yes. This is a good idea. Like some company checks I've seen that has the line "two signatures required for amounts over $x." |
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Why, Mepista? I have for years and I haven't come to any harm yet. |
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But Unabubba don't that mean you have to work awfully hard, and long hours and all, like you do? I don't wanna! Eeewwww! |
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This is a good idea, though. In my case, it's the little stuff that wipes out the weekly budgeting targets. |
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Best splurge protection: don't have a credit card. |
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We have a compromise - we retain currnet accounts, but have a joint accoutn into which we pay what is needed each month to pay the mortgaeg, bills, childcare etc. The rest is 'our' money - although we both save various amounts, and make sure we're saving enough overall. However, if one of us wants to splurge, we splurge with impunity. |
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Never marry an accountant. |
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bliss: are you implying that only the deflowered have good ideas? |
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Thanks, Blissmiss. Actually, I would "rediscover" halfbakery every couple of months, though I never posted anything. The last time I rediscovered it (a couple of weeks ago) I saw some really funny/cool/odd ideas, so I just had to start an account and add my zwei pfennigs worth. |
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Heh heh, if I had this type of card, I'd *need* a co-signer. I'll keep you in mind. ;-) |
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