Socioeconomic Accessibility Index

So I've had this idea for awhile about how to compensate oneself for being screwed over by corporations. Essentially, it applies to situations like where you go to McDonalds and they've started having those stupid half-napkins that don't work as well, or when your health insurance refuses to pay for some medication you need, and you're either incurring a loss or something (degradation of user experience) for which a monetary equivalent can be given, and all because the company wants to "cut costs to boost their bottom line" and increase profits.

In such situations then, if the company is a public one (i.e. "large faceless corporation"), they have stock, and presumably if whatever they're doing to screw you is actually increasing profits, then that increase will show up in a rising stock price. So there should be some amount of stock you can buy such that the amount you are typically screwed by a company in X amount of time is offset by an increase in the value of your stock in the same amount of time.

Example: You need to get allergy medicine once a year (during allergy season), and your insurance company is now refusing to pay for it, costing you, say, $30/year. Through some method, you are able to figure out that them doing this to all the subscribers will increase the profits of the company such that their stock will rise $0.01/share over the next year (if their finances are straight, this should actually be a relatively do-able thing to calculate). So, this means that if you buy 3000 shares of stock, the amount the stock will rise is $30 (excluding taxes, etc, which in this case might not matter, since medical costs can be tax-deductible). So if the stock is $50/share, then "all" you have to do is buy $150,000 worth of stock and you won't mind the insurance company screwing you on not paying your health benefits.

A lot of this assumes a theoretical way of <i>getting</i> this information accurately, but if you assume we can, this opens up an interesting way of analyzing the "capitalistic socioeconomic unfairness of corporate profit-seeking actions." While reading the example above, you probably said, "Oh, sure, if I happen to have $150,000 of disposable income lying around," which is exactly it. Depending on how much the company's "screwing you" costs you, and depending on how much it benefits the company's share price, the amount of money you need to have in order to buy a sufficient number of shares to break even on your being screwed will change. So, if a company's actions screw you a lot, or only makes a little profit, it requires a larger lump sum to "break even" by owning their stock. If it screws you only a little, or it increases their profit by a lot, then you don't need to spend as much on the stock. Consequently, we can say that certain corporate actions are "recoverable through ownership" only to those above a certain wealth level (i.e. those who have enough disposable income to own all this stock), and thereby grade its "socioeconomic fairness."