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Banks and credit cards already offer various "save the
change"
programs.
Idea here is to incorporate a personal retirement savings
account directly into a VAT style tax, so that you are in
fact
forced to save that amount. The money would be
directed to
a special purpose IRA/401K style
account which would
only
have the option in investing in government bonds and
selected mutual funds.
This would be quite separate from Social Security and
other
safety net programs.
So, every time you shop, you are forced to save.
[link]
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The government will steal the money and waste it [-]. |
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The government will still try to steal the money. |
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They could try 8th, but they will tax it anyway and get some.
I like this idea, a lot. I may even save it to my saved
ideas...oh wait, this isn't Fb is it??? |
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[+] VAST plus a dollar value credit from loyalty cards, from shops that want to pen consumers, would be good. |
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