h a l f b a k e r yGo ahead. Stick a fork in it.
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As a kid, how many times have you broken a favorite toy within 15 minutes of taking it out of the box?
You know the scenario- for your birthday or Christmas morning where you hoped, dreamed, and even begged for that special toy that you always wanted. You were on your best behavior and you even did
extra chores to influence your parents. Then in the midst of the excitement- SNAP, CRACK, POP, or BOOM, your favorite toy is now useless.
I know that most of us can relate to this scenario because it's happened to me a few times..even as an adult. So I propose that we have New Toy Insurance for those things that we break within the first 24 hours.
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Happened to me... OK so the consolation that in a few days when the shops re-open you will be able to replace it might help. But it would be better to have the PREMIUM service where a special team of operatives with back-door-skeleton-key access to the major toy retail warehouses go straight in at 4pm on Christmas day, grab the replacement and deliver it by black helicopter to your front door before tea-time. |
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//I know that most of us can relate to this scenario because it's happened to me//
Your logic here is peccable. |
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Sounds good to me. As long as you're teaching your children about earning money and working for a reward, might as well teach them the value of insurance. |
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Does the kid pay for the insurance? Is there lengthy paperwork involved? |
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Is the claim rejected on a minor technicality? |
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Considering that Best Buy is now offering me "replacement
insurance" for only $15 extra when I buy a $40 XBox 360
game, I'm surprised this doesn't already exist. |
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If anyone doesn't know this, if you pay for something with an American Express card you automatically get 90 days of theft or damage protection up to $1000 (for free). You also get 1 year added to the warranty on whatever you buy. So if my shiny new toy computer breaks within the next month I can get a refund, no questions asked. Never buy an extended warranty from Best Buy. |
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BTW, where do you buy things with AmEx? Maybe it's just
because I'm from a backwater heath where we locals are
wont to avert our eyes at the sight of such a sacred artifact
lest its priveleged bearer take offense at our impropriety,
but right off the top of my head I can't think of any place
that accepts it. |
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//where do you buy things with AmEx?// Online, gas stations, Walmart, Target etc. You're only really screwed if you have a Mastercard. |
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Interesting. The cash-free segment of our local economy
virtually hangs upon MasterCard. Every day I discover
something new that
reminds me what a podunk state I live in. |
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Not to say that I'd willingly live anywhere else, that is. |
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When I was working in a small town in Canada's north my co-worker suggested that I write a country song entitled "I'm a Mastercard man stuck in a Visa Town" |
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//The insurance money will not compensate for the tears shed on christmas morning.// |
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That's when you snatch him up by the collar on his pajamas and you tell him, "Man up and deal with it! Things break and this is an imperfect world." |
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