h a l f b a k e r yLike gliding backwards through porridge.
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Instead of throwing a dime in his violin bag, give him a Helpcard with
10 dollars in it. With it he can get in touch with you when you both
have time, discuss how he wants to get out of the rut, and then fund
it through that helpcard.
You or together with your friends become the person's financial
adviser at least on the money that's in this card. He gets a job, pulls
himself out of the rut, and thanks you profoundly.
Could be given out by an organization that gives professional
assistance, sponsored by simple people like us.
[link]
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You with the bag - I'll buy that helpcard there for $5 cash. There's some folks I know in West Africa that would like to be able to get in touch with simple people. |
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I know a Nigerian prince whose fallen on hard times. I'll get
one for him, that girl who desperately needs to travel to her
dying father, and the oil tycoon who needs access to the
family fortune. |
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In other words, how will you be sure this will be less
subjected to abuse than other methods of donating to the
poor? |
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Everything is subjected to abuse. Everything can be
hacked (as noted by computer security). The only winning
move is to disconnect. |
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I imagine this system would allow for giving those in a rut
the flexibility of choosing the best way to get out of the
rut. Micromanagement is too much hassle, and zero
accountability is unacceptable. This probably strikes a
balance, and emulates the concept of "basic income
scheme" to a certain extent. |
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(Especially if it allows those to get emergency funds as
needed. E.g. If the car is dead, but he needs to get to work,
then he will need emergency funds to avoid losing his job) {
Everything cost more if you are poor pretty much, so having
some flexibility to choose the cheapest option (bulk
purchase) could help } |
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//zero accountability is unacceptable// zero
accountability is _always_ acceptable. |
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You decide who you give it to. Or you and your friends.
It
could be given to the cleaning lady, or the street
cleaner,
or that guy that plays music in the underground pass
between the central bus station and the main street. |
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She cannot pass it on to anybody, and in any case its
not a
way to get rich off you, its a way for them to get
standing
back on their own feet, with THEIR HARD WORK. |
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And I wish to thank those who gave me credit here!
Thanks!! Its really a good feeling to know that some
people appreciate this idea. |
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Some people will give credit for anything. |
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Not because I don't think charity is a good idea - I donate some of my time and resources to one - but I don't see a coherent idea here. |
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What's the difference between giving him a card with $10 on it and your contact information, and giving him your contact information and 10 bucks ? Apart from the overhead of producing the card, of course. |
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The idea of having an agency that sells debit cards to the public, to give to people, the difference being that they get a tax credit, if that's the idea, is a decent one except what's to stop the person from buying the card, getting the tax receipt, then going to the grocery store themselves for weekly supplies ? |
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Alternatively, and existing, you give money to a charity, get your receipt, and they take care of doling it out to the needy. |
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In fact, don't quote me, but the one I work with, you could probably donate money, get the tax credit, _and_ specify who the money goes to (pending verification of need of course). |
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I imagine its more for people who want to provides a
periodic donation to a particular person, with the idea
that the person receiving the fund is able to think just a
few days ahead (rather than the next day). |
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Also cash is not as secure as a card, in the sense that
often these people do not have easy access to a bank
account. And thus cannot safely store their funds to plan
ahead for the future, and thus could only think in day to
day terms. |
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Basically I think it's meant to remove the overhead of
trying to survive, and allow those receiving a continuous
stream of funds (people are bad with lump sums... cue
lottery winners). And let them devote more of there
mental energy to rebuilding their foundation of self
sustainability... like getting a stable job. |
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TL;DR: It's probably (in the selfish sense at worse) for
those who
are sick of seeing the same beggar on the corner
everyday. |
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