Half a croissant, on a plate, with a sign in front of it saying '50c'
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Bill Payment App

 That performs bill payment
 
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bank apps have finally gotten to perform check deposits by using a picture.

Using their bill payment features is typically an unbelievable nuisance, with having to enter company names (that are occasionally found), occasionaly auto-modified account numbers for special arrangements between merchant and bank, remembering to update all these things when you move, etc, etc, etc.

Given two factor authentication being already relatively prevalent, allow a bank app to pay any due bill with an identifiable name/address by using a photo app and authorizing payment through the second factor.

—theircompetitor, Mar 02 2018

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       I like writing cheques, so this will never be for me.
—xenzag, Mar 03 2018
   

       [xenzag] Calligrapher? I'm imagining blackletter for someone you don't really want to pay.
—wjt, Mar 03 2018
   


 

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