With all the various types of insurance available today (including insurance insurance and insurance insurance insurance) there is a real risk of being over-insured -- helped in part by over-zealous brokers and sales people bringing new products to market.

Like any other risk, the risk of being over-insured can be covered. Your insurance company may choose to seek damages from your over-insurer (it is illegal in some cases, or at least ill-advised, to cover the same form of insurance for one individual from different products). Or they may simply do the math to work out just how over-insured the average person is likely to be risking, and cover that risk.
-- not_only_but_also, Jul 27 2011

There was a pause, and he could practically read what she would say the next minute off the silence. "Do you also sell, over-insurance insurance?"

It was then he knew she wanted to murder her husband. First the car insurance, the life insurance, now this. It was as textbook as a university student, and he wasn't having any of it.
-- Chickenbreadthe1st, Jul 28 2011


You could give some consumer reports highly rated overinsurance specialist power of attorney to reconsolidate your insurance, consolidating policies.
-- beanangel, Jan 10 2018



random, halfbakery